Healing and Prosperity PLLC is a self-pay only practice. I do not accept insurance directly, including Medicaid. This is intentional.

I chose private pay so I can provide the kind of care high-achieving women need private, personalized, and not limited by insurance rules.

Private pay allows me to:

1. Protect Your Privacy: No diagnosis is required to be sent to your insurance, no treatment plans or session notes are shared with a third party, and your care stays completely confidential between us. Many of my clients prefer this privacy for personal and professional reasons.

2. You Stay in Control of Your Care: Insurance often limits session length, frequency, and how long you can be in therapy. Private pay allows us to use 60 or 90-minute individual therapy, and EMDR Intensive sessions when you need more space, without needing approval or being told you are "no longer medically necessary."

3. Focus on Deep Healing, Not Just Symptom Reduction: Insurance requires a mental health diagnosis and focuses on what is wrong. My work is trauma-focused, strengths-based, and holistic. We can address what you are carrying while also building on your strengths and resources without being restricted to one diagnosis.

4. Flexibility That Fits Your Life: No referrals, no waiting for authorization, and no surprise bills. You can book an intensive without missing weeks of work, and we can meet virtually throughout Colorado.

Yes. Many clients with PPO plans receive partial reimbursement for out-of-network therapy.

I make it simple for you:

Check Your Benefits: Call the number on the back of your insurance card and ask: "Do I have out-of-network benefits for outpatient mental health, CPT codes 90837 and 90834, via telehealth?"

We Handle the Paperwork: After each session, I provide a detailed receipt / superbill and invoice through QuickBooks that includes everything your insurance requires  date of service, CPT codes, diagnosis code if required, and license information.

You Submit for Reimbursement: You submit the superbill to your insurance through their portal or app. If approved, your insurance reimburses you directly.

My services are also HSA / FSA eligible.

You are investing in private, uninterrupted time dedicated solely to your healing without having to spend years in therapy to gain relief.

Questions about private pay or superbill? I am happy to answer them during your consultation.

In compliance with the No Surprises Act, you have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency services.

Healing and Prosperity PLLC provides a Good Faith Estimate to every self-pay client.

What is a Good Faith Estimate?

A Good Faith Estimate shows the list of expected services and the expected cost for your care. It is an estimate based on information known at the time the estimate is created.

Who receives it?

If you are uninsured or self-pay (not using insurance to pay for your sessions), you will receive a Good Faith Estimate before your first session and any time there is a change in your services or fees. Your estimate is valid for 12 months.

What is included in my estimate?

Service type: Individual therapy 60-minute (CPT 90834), 90-minute (CPT 90837), or EMDR Intensive

Expected number of sessions and timeframe

Fee per session: $180 for 60-min / $270 for 90-min / Intensive based on time reserved

Diagnosis is not required to create your estimate

Your Rights:

You have the right to request a Good Faith Estimate in writing at any time. If you receive a bill that is at least $400 more than your Good Faith Estimate, you have the right to dispute the bill.

For more information about your rights under the No Surprises Act, visit:

https://www.cms.gov/nosurprises/consumers/understanding-costs-in-advance

If you have questions about your Good Faith Estimate, please contact me at (720) 737-6411 or info@healingprosperity.com and I will provide one within 1 business day.